Multi-currency

Trade in US dollars, ZiG, rand, dirhams, riyals and more, with one set of books

Many businesses here price in one currency, get paid in another and report in a third. Zivobooks handles all of it: documents in the currencies you trade in, daily exchange rates you can override, and books kept in your base currency with exchange gains and losses worked out for you.

Try it free See pricing

Any document, any currency

Quotes, invoices, credit notes, bills and payments in any of the currencies your business trades in.

Daily rates, your override

Rates are fetched every day, including official central bank rates where they’re published. Use your bank’s rate on any document if it differs.

Exchange gains and losses

When a payment clears an invoice at a different rate, the difference is posted as an exchange gain or loss on its own.

Month-end revaluation

Revalue what’s still owed in foreign currency at month end, with the unrealised gain or loss posted and reversed properly.

Tax in local currency

VAT returns show local-currency equivalents where the tax authority asks for them, such as ZWG for ZIMRA.

Never mixed up

Money owed and cash are shown per currency, side by side, with your base-currency total underneath.

Built for economies with more than one currency

In Zimbabwe a business might quote in US dollars, be paid in ZiG and file tax in ZWG. In Zambia, Malawi or Mozambique, stock is bought in dollars and sold in local currency. In the Gulf, the dinars of Kuwait, Bahrain and Oman have three decimal places, and every amount is kept and shown to the fils. Zivobooks was designed around that from the start, not bolted on later.

Every foreign document keeps its original amount and the rate used, so you can always see both what the customer was charged and what it meant for your books.

Multi-currency: your questions

Can’t find what you’re looking for? Ask us directly, and a person will answer.

Where do the exchange rates come from?

A daily market feed, plus official central bank rates where they’re available. You can override the rate on any document, for example to match what your bank actually gave you.

Which currency are my books kept in?

Your base currency, chosen when you set up the business. Every foreign document is converted at its rate, and the original amount is always kept alongside it.

Works hand in hand with

Getting paid Mobile money, cards and bank transfers, with reminders that do the chasing for you. Tax preparation VAT returns, provisional tax and a calendar that warns you before the deadline. Banking & reconciliation Import statements from any major bank and match transactions in minutes.

Give your business the back office it deserves.

Try every feature free for 30 days. No card, no contract, and your data is always yours to export.

Start your free month Talk to us

30 days free · Then from $5 a month · Cancel any time · Works on phone, tablet and computer