Features
Everything the money side of your business needs
18 connected tools, one login and one set of books. Start with invoicing and add the rest as your business grows, without changing systems.
Sell
Sell and get paid
Everything between “can you send me a quote?” and money in the bank.
Quotes & invoices
Branded quotes your customers accept online, turned into invoices in one click.
- Your brand on every page
- Customers accept online
- One click from quote to invoice
- Any currency, the right tax
Getting paid
Mobile money, cards and bank transfers, with reminders that do the chasing for you.
- Online checkout
- Mobile money on the invoice
- Proof of payment uploads
- Automatic reminders
Customers & products
Every customer’s quotes, invoices, payments and messages on one page.
- The whole customer at a glance
- Statements in seconds
- Tax number checks
- Products and services
Till & cash sales
Ring up walk-in sales on a phone or tablet, even when the signal drops.
- Scan, tap or search
- Split payments, right change
- Keeps selling offline
- Receipts on paper or WhatsApp
On your phone
Install Zivobooks on your home screen in seconds. The till even works offline.
- Install in seconds
- Always up to date
- A till that works offline
- Made for one thumb
Projects & time
Track hours against projects and bill them without retyping.
- Timer or manual entry
- Unbilled at a glance
- Hours into invoices
- Projects per customer
Buy
Buy and spend
Know what you owe, keep the receipts, and pay suppliers on time.
Bills & expenses
Snap a receipt on WhatsApp, approve the bill, pay suppliers in bulk.
- Receipts by photo
- Bills with due dates
- Approve before you pay
- Bulk supplier payments
Stock & purchase orders
Know what’s on the shelf, what it’s worth and what to reorder.
- On hand, per branch
- Purchase orders
- Real cost of sales
- Stock counts
Money
Understand your money
Proper books, reconciled to the bank, with reports that make sense.
Banking & reconciliation
Import statements from any major bank and match transactions in minutes.
- Every statement format
- Smart matching
- Bank rules
- No double imports
Multi-currency
Invoice, get paid and pay suppliers in any currency, with one set of books.
- Any document, any currency
- Daily rates, your override
- Exchange gains and losses
- Month-end revaluation
Accounting & reports
Real double-entry books with P&L, balance sheet and cash flow, always up to date.
- Financial statements
- Business reports
- A chart of accounts that fits
- Manual journals
Insights & cash forecast
See next month’s cash today, and what to put aside for tax.
- A dashboard that makes sense
- Tax reserve guide
- Cash forecast
- Business health
Fixed assets
A register of vehicles and equipment with depreciation posted for you.
- One register
- Depreciation posted
- Disposals
- Depreciation report
People
People and businesses
Pay your team, share the work and run several companies from one login.
Payroll & leave
Pay runs, payslips and statutory returns for PAYE, UIF, NSSA, NAPSA, GOSI, WPS and more.
- Pay runs in minutes
- Payslips by email
- Statutory returns
- Gulf payroll
Multiple businesses & roles
Run several companies, each with its own plan, and give people exactly the access they need.
- Many businesses, one login
- Each business, its own plan
- All businesses overview
- Custom roles
Comply
Prepare for tax
Tax work organised from your records, with source notes and deadlines in view.
Talk
Talk and keep records
Customer conversations on WhatsApp, and every document where you can find it.
WhatsApp & AI assistant
Send documents, chat with customers and read receipts, all on WhatsApp.
- Your own number
- Documents in the chat
- One shared inbox
- AI assistant
Documents
A secure vault for receipts, contracts and the documents your accountant asks for.
- A secure vault
- Requests from your accountant
- Receipts from WhatsApp
- Sorted by category
Included everywhere
The details that save you time every day
Branches
Stock and a till for each branch, with head office seeing all of them.
Customer portal
Customers view, accept, pay and upload proof of payment from a secure link.
Audit log
Who did what and when, for every important action.
CSV import
Customers, suppliers, products, employees and bank statements from any spreadsheet.
CSV export
Every list and report downloads to CSV. Your data is always yours.
API and webhooks
Read your data and hear about changes in real time, on Pro.
Two-step sign-in
Every sign-in confirmed with a code by email, plus two-factor authentication.
Tax calendar feed
Deadlines in Google Calendar, Outlook or Apple Calendar.
Give your business the back office it deserves.
Try every feature free for 30 days. No card, no contract, and your data is always yours to export.
30 days free · Then from $5 a month · Cancel any time · Works on phone, tablet and computer