Countries

16 countries, each in its own terms

Every country gets its own currency, tax pack, local payment methods and, where it applies, statutory payroll returns. Pick yours to see exactly what’s covered.

Southern Africa10

🇦🇴 Tax Beta

Angola

Angolan kwanza (AOA) · AGT

Angolan businesses invoice in kwanzas, collect by Unitel Money, and organise IVA, IRT and industrial-tax records. AGT electronic-invoicing approval and production status are shown separately.

Unitel Money Bank transfer Multicaixa Express card machines (TPA)

🇧🇼 Tax Beta

Botswana

Botswana pula (BWP) · BURS

Batswana businesses use Zivobooks to invoice in pula with VAT, collect by Orange Money, MyZaka and Smega, and keep supported self-assessment and BURS deadlines in view.

Orange Money MyZaka Smega

🇸🇿 Tax Beta

Eswatini

Swazi lilangeni (SZL) and South African rand (ZAR) · ERS

Eswatini businesses invoice in emalangeni, collect by MTN Mobile Money, and keep VAT and provisional tax on track, with SARB rates for rand trade.

MTN Mobile Money Eswatini Payment Switch transfers Card machines

🇱🇸 Tax Beta

Lesotho

Lesotho loti (LSL) and South African rand (ZAR) · RSL

Businesses in Lesotho invoice in maloti, keep company tax and VAT records in order, and work with rand customers using official SARB rates.

Vodacom M-Pesa EcoCash LeSwitch bank transfers

🇲🇼 Tax Beta

Malawi

Malawian kwacha (MWK) · MRA

Malawian businesses use Zivobooks to invoice in kwacha, collect by TNM Mpamba and Airtel Money, and prepare provisional tax and VAT returns for the MRA.

Airtel Money TNM Mpamba Bank transfer

🇲🇿 Tax Beta

Mozambique

Mozambican metical (MZN) · AT

Mozambican businesses invoice in meticais, collect by M-Pesa, e-Mola and mKesh, and prepare IRPC and VAT (IVA) figures in one place.

M-Pesa e-Mola mKesh

🇳🇦 Tax Beta

Namibia

Namibian dollar (NAD) and South African rand (ZAR) · NamRA

Namibian businesses invoice in Namibian dollars, take FNB eWallet and PayToday payments, and prepare VAT, provisional tax and Social Security contributions in one place.

FNB eWallet PayToday NamPay real-time transfers

🇿🇦 Tax Beta

South Africa

South African rand (ZAR) · SARS

From Joburg agencies to Durban contractors, South African businesses use Zivobooks to invoice with VAT, collect by card, Instant EFT or PayShap, and keep payroll records and SARS deadlines in view.

Instant EFT and PayShap Card machines (Yoco, iKhokha, SnapScan) Cash

🇿🇲 Tax Beta

Zambia

Zambian kwacha (ZMW) · ZRA

Zambian businesses use Zivobooks to invoice in kwacha, collect by MTN Mobile Money, Airtel Money and Zamtel Kwacha, and prepare ZRA returns and payroll contributions without a spreadsheet.

MTN Mobile Money Airtel Money Zamtel Kwacha

🇿🇼 Tax Beta

Zimbabwe

US dollar (USD) and Zimbabwe Gold (ZiG) · ZIMRA

Zimbabwean businesses work in two currencies every day. Zivobooks lets you invoice in USD or ZiG, take EcoCash, InnBucks and card payments through Paynow, and keep ZIMRA returns in order.

EcoCash OneMoney InnBucks

Gulf (GCC)6

🇧🇭 Tax Beta

Bahrain

Bahraini dinar (BHD), with invoicing in any currency · NBR

Bahraini businesses use Zivobooks for bilingual Arabic and English tax invoices with 10% VAT, the VAT return worked out from their books, excise, and payroll with SIO contributions and the end-of-service award.

Benefit Pay Cards Bank transfer (IBAN)

🇰🇼 Tax Beta

Kuwait

Kuwaiti dinar (KWD), with invoicing in any currency · MoF

Kuwaiti businesses use Zivobooks for bilingual invoices, KNET and card payments on every invoice, corporate income tax for foreign companies, and payroll with PIFSS contributions and the end-of-service award.

KNET Cards Bank transfer (IBAN)

🇴🇲 Tax Beta

Oman

Omani rial (OMR), with invoicing in any currency · OTA

Omani businesses use Zivobooks for bilingual tax invoices with 5% VAT, corporate income tax, withholding tax and excise on the tax calendar, and payroll with Social Protection Fund contributions.

Cards Bank transfer (IBAN) Cash

🇶🇦 Tax Beta

Qatar

Qatari riyal (QAR), with invoicing in any currency · GTA

Qatari businesses use Zivobooks for bilingual invoices, corporate income tax on the foreign-owned share, withholding tax and excise on the tax calendar, and payroll with GRSIA contributions and the end-of-service award.

Cards Bank transfer (IBAN) Cash

🇸🇦 Tax Beta

Saudi Arabia

Saudi riyal (SAR), with invoicing in any currency · ZATCA

From Riyadh and Jeddah to Dammam, Saudi businesses use Zivobooks for bilingual invoices, VAT and Zakat workspaces, and a clear checklist for Fatoora Phase 2 onboarding.

mada cards SADAD bills Bank transfer (IBAN)

🇦🇪 Tax Beta

United Arab Emirates

UAE dirham (AED), with invoicing in any currency · FTA

From Abu Dhabi and Dubai to the free zones, UAE businesses use Zivobooks for bilingual invoices, VAT and Corporate Tax workspaces, and preparation for the phased e-invoicing rollout.

Bank transfer (IBAN) Card machines Cheques

What the labels mean

Live: Core business workspaces are available. Tax coverage and filing options vary by country and business.
Tax Beta: Country tax workspaces are available. Review source notes, confirm rules with the authority, and file through its channel unless your workspace confirms an approved connection.
Coming Soon: Country tax workspaces are not available yet. Contact us to hear when it’s ready.

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