Skip to content
ZivoBooks

Product

🇲🇼 Malawi

Business finance made simpler in Malawi

Malawian businesses use Zivobooks to invoice in kwacha, collect by TNM Mpamba and Airtel Money, and prepare provisional tax and VAT returns for the MRA.

Taxes covered

Fringe Benefit Tax No source gap marker detected
Minimum Alternative Tax No source gap marker detected
Pay As You Earn 1 rules need source review
Provisional Income Tax No source gap marker detected
Value Added Tax No source gap marker detected
Withholding Tax No source gap marker detected

Rules for the Malawi Revenue Authority (MRA).

Currency

MWK

Malawian kwacha (MWK). Exchange rates: A central bank rate you enter, or daily market rates.

Fiscalisation & e-invoicing

Direct submission is only available when an approved connection is enabled for your business.

MRA EIS production use depends on approved credentials and terminal registration. Check the workspace connection status before issuing a fiscal invoice.

Popular payment methods

  • Airtel Money
  • TNM Mpamba
  • Bank transfer
  • Card machines

Payroll

PAYE calculations use MRA tax bands and pension deductions. Check the rule source notes before relying on the result.

Your bank

Import statements from National Bank, Standard Bank Malawi, FDH and others that export a statement file.

What we do and don’t claim

The core product and country tax workspaces are available. Tax rules may need confirmation, and returns must be filed through the authority unless an approved connection is enabled. Rules marked for source review are planning aids and must be checked with the authority before use. A return is only marked Submitted or Accepted after an acknowledgement is recorded.

Zivobooks in Malawi

Can’t find what you’re looking for? Ask us directly, and a person will answer.

What tax work can I do in Malawi?

The country tax workspaces shown below help organise records and prepare the tax data supported for your business. Coverage varies by tax type; check the source review status on this page and confirm figures with MRA before filing.

Which currency can I use?

Your base currency is the Malawian kwacha (MWK). You can also invoice and bank in any other currency, with exchange rates recorded on every transaction.

Is payroll supported?

Yes. PAYE calculations use MRA tax bands and pension deductions. Check the rule source notes before relying on the result. Payroll is on the Business plan and above.

Can I submit returns directly to MRA?

Direct submission to MRA depends on an approved integration being enabled for your business. A prepared return is not filed; use the authority’s channel unless your workspace confirms an acknowledgement.

Run your business in Malawi with less admin.

Try every feature free for 30 days. No card, no contract, and your data is always yours to export.

30 days free · Then from $5 a month · Cancel any time · Works on phone, tablet and computer